car auctions | American Collection Set for Auction By MATT - Sell

Vehicle Repo and Credit Report!?
Hi all I have a concerns about three many years ago I had my auto repo?d .. kinda a crappy predicament to start with since I had already talked to the individuals in the finance division and produced an arrangement for a payment strategy, then the Repo guy shows up on a Sunday morning for the auto!

So I call the business that financed me and they generally mentioned ?Oh properly the repo guys came a day early, too poor?

So anyways I get the funds with each other to spend off the Full sum of the loan and costs ect? that was the only way they mentioned I could get my auto back. When I go to phone them to tell them I am paying off the vehicle in total they tell me ?Oh we previously place your vehicle up for auction? Even even though it had only been eight days and they informed me I had 10 to pay it off? So my husband spent the day on the cellphone complaining and yelling at this man or woman and that? and come to find out they hadn?t sold it yet so they took it off auction and I purchased it back.

Sorry it really is so prolonged ( guess I just experience the require to explain my circumstance)

So Yes I know this is on my credit report and I know it will remain there for 7 many years.. I have come to accept this, I was just questioning my husband and I are considering about buying our initial residence sometime (hopefully) in the subsequent year and I know this is going to be a key ding for us when it comes to locating a lender.

I just want to know if the circumstance warrants some type of explanation to lenders and if they will? I guess, not search at it as becoming just a flat out repo that I never ever payed anything at all towards?

Any solutions would be helpful!
and please only useful solutions I don?t require any of the ?It is your personal fault? I know it was my fault and I have realized the hard way from my blunders? Thanks!
Oh possibly 1 more tiny question? Can he apply for a residence loan on his very own? He dosen?t have any Repo?s or crappy stuff on his credit report? I do not work? just a stay at house mom? so would I even now have to be on the loan?
Finest solutions:

Answer by Vote for Pedro
It is weird how a car reposession is more damaging than a credit card one.
My boyfriend had a extremely challenging time obtaining an aparment because of it.

asked by: Avery L

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Finest solutions:

Solution by maddy
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asked by: violinist_12

Source: http://stlsell.com/auction-news/car-auctions-american-collection-set-for-auction-by-matt-george/

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